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About Us

Hawaii Schools Federal Credit Union is an exclusive, lifetime benefit available to employees, retirees and current students of the Department of Education (K-12) system in the State of Hawaii including qualifying family members and domestic partners.  We are one of Hawaii's oldest credit unions and the largest remaining credit union in Hawaii with a membership focus on those involved with public education (K-12).

Unlike other financial institutions that have public stockholders, Hawaii Schools FCU is a not-for-profit financial cooperative where our members are the shareholders and owners. Your savings account represents your ownership in Hawaii Schools FCU.  All income after operating expenses and federally-mandated reserves is returned to our member-owners, in the form of higher dividends and great loan rates.

As a Hawaii Schools FCU member, you will enjoy higher-than-average dividend payouts, superior, personal service and access to our diverse line of financial solutions including:

  • Savings and Checking with no-fee ATM and Debit cards
  • Individual Retirement Accounts and Educational Savings Accounts
  • Direct deposit, overdraft protection and electronic funds transfer
  • Visa® credit cards
  • Home Equity Lines of Credit
  • Vehicle Loans
  • KukuiLine Account Access by Phone, KukuiLine Online Access, eStatement, and Online Bill Pay
  • Access to more than 28,000 ATMs through the Co-op Network
  • More than 50 'Shared' Branches throughout Hawaii 

We encourage you to take advantage of the financial products and services we have to offer. We look forward to serving you.


 

NOTICE OF CHANGES TO TEMPORARY NCUA INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS. All funds in a "noninterest-bearing transaction account" are insured in full by the National Credit Union Administration through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to members under the NCUA’s general share insurance rules. The term "noninterest-bearing account" includes a traditional share draft account (or demand deposit account) on which the insured credit union pays no interest or dividend. It does not include any transaction account that may earn interest or dividends, a negotiable order of withdrawal ("NOW") account, moneymarket deposit account, and Interest on Lawyers Trust Account ("IOLTA"), even if share drafts may be drawn on the account. For more information about temporary NCUA insurance coverage of transaction accounts, visit www.ncua.gov.