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About Us

Hawaii Schools Federal Credit Union is an exclusive, lifetime benefit available to employees, retirees and current students of the public education (K-12) system in the State of Hawaii including qualifying family members and domestic partners.  We are one of Hawaii's oldest credit unions and the largest remaining credit union in Hawaii with a membership focus on those involved with public education (K-12).

Unlike other financial institutions that have public stockholders, Hawaii Schools FCU is a not-for-profit financial cooperative where our members are the shareholders and owners. Your savings account represents your ownership in Hawaii Schools FCU.  All income after operating expenses and federally-mandated reserves is returned to our member-owners, in the form of higher dividends and great loan rates.

As a Hawaii Schools FCU member, you will enjoy higher-than-average dividend payouts, superior, personal service and access to our diverse line of financial solutions including:

• Savings and Checking with no-fee ATM cards
• Individual Retirement Accounts and Educational Savings Accounts
• Direct deposit, overdraft protection and electronic funds transfer
• Visa® credit cards
• Home Equity Lines of Credit
• Vehicle Loans
• KukuiLine Account Access by Phone
• Access to more than 28,000 ATMs through the Co-op Network
• Two Full-Service Branches — in Downtown & Mililani
• More than 50 'Shared' Branches throughout Hawaii 

We encourage you to take advantage of the financial products and services we have to offer. We look forward to serving you.