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Loans & Credit Cards

Vehicle Loans for New & Used Vehicles

With flexible financing, we offer 100% financing for most vehicles at competitive rates manageable terms and payments.  For quick, hassle-free shopping at any dealership, call our Lending Department at (808) 521-0302 for a Vehicle Loan Pre-Qualification.

 

Personal Loans

We're able to help with an upcoming vacation, purchasing major appliances, or consolidating your current debt with a Personal Loan.

 

Visa® Credit Card

Get spending power at your fingertips with our Visa credit card.

  • No Annual Fee
  • Credit lines from $500 to $15,000
  • Accepted at Visa merchants worldwide
  • 25-day grace period on all purchases
  • Online payment & account access
  • 24-hour toll-free account information
  • Additional cards available for authorized users

 

Overdraft Line of Credit for Checking Accounts

Get peace of mind when using your Checking Account in conjunction with our no fee Overdraft Line of Credit Protection.  Minimum line of credit is $500 up to $5,000.

 

Shared-Secured Loan

If you've got the funds, but don't want to spend it in a lump sum, a Share-Secured Loan may meet your needs.  Borrow any amount up to the balance you pledge as collateral at a very competitive rate and pay for that purchase over time.

 

Home Equity Line of Credit

Turn your home's value into buying power!  Our Home Equity Line of Credit offers competitive rates and the interest you pay on home equity loans is tax deductible within certain limits*.

 

Mortgages

Mortgage programs are available to members who wish to borrow money as an owner-occupant.

 

New Teachers Payroll Advance Loan

Are you a new teacher with the State of Hawaii, Department of Education? Take advantage of a special loan program that can serve as an advance for your initial paycheck or for your other financial needs, interest free for qualified applicants.

 

For current rates, click here.

 

 

Important Information:  All credit union products and services are subject to membership eligibility.  All loans are subject to credit review.  *Please consult a tax advisor for information on deducting any interest payments with your taxes.

 


 

NOTICE OF CHANGES TO TEMPORARY NCUA INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS. All funds in a "noninterest-bearing transaction account" are insured in full by the National Credit Union Administration through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to members under the NCUA’s general share insurance rules. The term "noninterest-bearing account" includes a traditional share draft account (or demand deposit account) on which the insured credit union pays no interest or dividend. It does not include any transaction account that may earn interest or dividends, a negotiable order of withdrawal ("NOW") account, moneymarket deposit account, and Interest on Lawyers Trust Account ("IOLTA"), even if share drafts may be drawn on the account. For more information about temporary NCUA insurance coverage of transaction accounts, visit www.ncua.gov.