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Periodic Statement Disclosure

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NCUA

The badge marked 'NCUA' displayed on our website, at our locations, and on other materials from Hawaii Schools Federal Credit Union indicates that member shares of our credit union are insured to $250,000 by the National Credit Union Administration (NCUA), a United States government agency.

The NCUA administers a federally mandated insurance fund called the National Credit Union Share Insurance Fund (NCUSIF) that was designed to serve credit unions as the Federal Deposit Insurance Corporation (FDIC) serves banks and other financial institutions.

For additional information about the NCUA badge, what it represents, and how it affects members of Hawaii Schools Federal Credit Union, visit the National Credit Union Administration's website at www.NCUA.gov.

 

Equal Housing Lender

The house design with its equal sign center, called the Equal Housing Lender badge, is displayed on our website, at our locations, and on other materials from Hawaii Schools Federal Credit Union indicating that our credit union does business in accordance with the Fair Housing Act and the Equal Credit Opportunity Act.

For more information about the Equal Housing Lender badge, what it represents, and how it affects members of Hawaii Schools Federal Credit Union, visit the website for the Department of Housing and Urban Development at www.HUD.gov.


 

 


 

 NOTICE OF CHANGES TO TEMPORARY NCUA INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS. All funds in a "noninterest-bearing transaction account" are insured in full by the National Credit Union Administration through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to members under the NCUA’s general share insurance rules. The term "noninterest-bearing account" includes a traditional share draft account (or demand deposit account) on which the insured credit union pays no interest or dividend. It does not include any transaction account that may earn interest or dividends, a negotiable order of withdrawal ("NOW") account, moneymarket deposit account, and Interest on Lawyers Trust Account ("IOLTA"), even if share drafts may be drawn on the account. For more information about temporary NCUA insurance coverage of transaction accounts, visit www.ncua.gov.