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Home > Loans & Accounts > Savings and Checking Accounts

 Savings & Checking

Savings
Establishing a savings account is your first step to member-ownership with Hawaii Schools Federal Credit Union. An initial deposit as low as $25.00 is all it takes to join and experience:

  • High dividends paid quarterly on average daily balances of $25 or more
  • Federal insurance of up to $250,000 by the NCUA through the National Credit Union Share Insurance Fund
  • $25.00 minimum balance requirement
  • No maximum balance limit
  • Available as a single, joint, single/joint with beneficiary(s) or living trust ownership
  • Full-Service account access with our branches, KukuiLine Account Access by Phone, mail and ATMs
  • Access to our diverse line of financial products and services

Checking
Take advantage of our Checking Account program that offers convenience, saves you money and pays you back at the same time.

An initial deposit of $25 is all it takes to open your checking account and receive these terrific benefits:

  • Free of monthly service fees
  • Free of minimum balance requirement
  • Free of check writing fees
  • Free ATM card
  • Free access to your account 24 hours a day, 7 days a week with KukuiLine Online Access
  • Free Online Bill Payer access
  • Free 24-hour access with KukuiLine Account Access by Phone 
  • Optional overdraft protection
  • Earn monthly dividends on average daily balances of $200 or more

For current rates, click here.

Important Information:  All credit union products and services are subject to membership eligibility.  All loans are subject to credit review.

 


 

Hawaii Schools Federal Credit Union, Copyright 2004-2005. All Rights Reserved.
Insured by NCUA. Equal Housing Lender.