VISA® Platinum Credit Card

Whether you are looking to establish or strengthen your credit history, Hawaii Schools Federal Credit Union has a VISA® Platinum Credit Card that can help you achieve both.

No Annual Fee

  • Low interest rate

  • Credit lines from $500.00 to $15,000.00

  • Accepted at VISA® merchants worldwide 

  • 25-day grace period on all purchases 

  • Online payment & account access through eZCardinfo.com

  • 24-hour toll-free account information

  • Additional cards available for authorized users

  • $250,000 Common Carrier Travel Accident Insurance¹

  • Baggage Delay Insurance²

  • Auto Rental Collision Damage Waiver³

  • VISA® Emergency Cardholder Benefits⁴

For more information or to apply for a VISA® Platinum Credit Card, call our Lending Department at (808) 521-0302, then select option 4. Once the application is completed, fax it to (808) 538-3231, mail it to 233 Vineyard Street, Honolulu, HI 96813 or, drop it off at our Downtown Branch.

Hello, World!

  • Low interest rate

  • Credit lines from $500.00 to $15,000.00

  • Accepted at VISA® merchants worldwide 

  • 25-day grace period on all purchases 

  • Online payment & account access through eZCardinfo.com

  • 24-hour toll-free account information

  • Additional cards available for authorized users

  • $250,000 Common Carrier Travel Accident Insurance¹

  • Baggage Delay Insurance²

  • Auto Rental Collision Damage Waiver³

  • VISA® Emergency Cardholder Benefits⁴

For more information or to apply for a VISA® Platinum Credit Card, call our Lending Department at (808) 521-0302, then select option 4. Once the application is completed, fax it to (808) 538-3231, mail it to 233 Vineyard Street, Honolulu, HI 96813 or, drop it off at our Downtown Branch.


VISA® Platinum Plus Credit Card

With a Hawaii Schools Federal Credit Union VISA® Platinum Plus Credit Card, you will be able to enjoy a higher credit line, lower annual percentage rate, no annual fee, and the following great benefits:

  • Minimum $5,000.00 credit line

  • Accepted at VISA® merchants worldwide

  • 25-day grace period on all purchases

  • Online payment & account access through eZCardinfo.com

  • 24-hour toll-free account information

  • An additional card is available for an authorized user

  • $1,000,000 Common Carrier Travel Accident Insurance¹

  • Baggage Delay Insurance²

  • Auto Rental Collision Damage Waiver³

  • VISA® Emergency Cardholder Benefits⁴

  • Cell Phone Protection⁵

  • Roadside Dispatch⁶

  • Travel and Emergency Services (TEAS)⁷

  • Purchase Security and Extended Protection⁸

  • Return Protection⁹

  • Year-End Summary Charges¹⁰

For more information or to apply for a VISA® Platinum Plus Credit Card, call our Lending Department at (808) 521-0302, then select option 4. Once the application is completed, fax it to (808) 538-3231, mail it to 233 Vineyard Street, Honolulu, HI 96813 or drop it off at our Downtown branch.


¹ Accidental death & dismemberment insurance for primary cardholder and immediate family members when scheduled travel tickets are purchased with the card.  ² Baggage delay benefit of up to $300 to cover expenses incurred for the emergency purchase of essential items needed by the cardholder while on a covered trip.  ³ Eliminates the need for your cardmembers to pay for the collision damage waiver or similar provision provided by the commercial auto rental agencies on most passenger vehicles.  Secondary coverage for consumer card products and Primary Coverage for commercial card products.  ⁴ Emergency Card Replacement, Emergency Cash Disbursement, Lost and Stolen Card Reporting, and Cardholder Inquiry Service (CIS).  ⁵ Provides cardmembers supplemental reimbursement for damage or theft of an eligible cell phone.  Cardmembers must charge their monthly cell phone bill to their covered card.  In addition to cell phones, certain types of personal digital assistants (PDA’s) that are also cell phones are eligible when terms and conditions of the benefit are met.  Only cell phones purchased by the eligible cardmember are covered.  Eligible cell phones are limited to the primary line and up to the first two secondary, additional, or supplemental lines as listed on the cardmember’s cellular provider monthly billing statement for the billing cycle preceding the month in which the theft or damage occurred.  ⁶ Roadside Dispatch will arrange to dispatch a reliable tow operator or locksmith to cardmembers.  All rates are pre-negotiated and conveniently billed to the covered cardmember’s card.  For $59.95 (restrictions apply) per service call, the program provides towing (up to five miles included), tire changing (must have good, inflated spare), jump starting (battery boost), lockout service, fuel delivery, and winching (within 100 feet of paved or county maintained road only).  Also provides cardmembers with an optional, personalized Trip Routing Package for $5.95 which includes easy-to-read, accurate traveling instructions, and maps.  Cardmembers can choose a direct route plan or a scenic route that highlights points of interest and road information along their route.  ⁷ Encountering an emergency situation away from home can be a frightening experience. That’s why we’ve created a 24-hour assistance center for covered cardmembers.  TEAS covers cardmembers and their spouses and dependent children 22 years of age or under who are traveling with them.  TEAS is available by calling a dedicated toll-free number in the United Sates, or through a collect telephone number when traveling abroad, 24 hours a day, 7 days a week.  This program provides assistance only.  Cardmembers are responsible for the cost of any services received.  The following services are offered: Pre-Trip Assistance, Medical Referral Assistance, Emergency Transportation Assistance, Emergency Message Service, Prescription Assistance and Valuable Document Delivery Arrangements, Legal Referral Assistance, Emergency Ticket Replacement, Lost Luggage Locator Service, and Emergency Translation Service.  ⁸ Purchase Security will replace, repair, or reimburse covered cardmembers up to a maximum of $10,000 in the event of theft or damage.  Extended protection doubles the time period of the original manufacturer’s written U.S. repair warranty up to one full year of warranties of three years or less and up to a maximum of $10,000 per claim.  ⁹ Offers reimbursement to cardmembers on items they purchase.  If a cardmember makes an eligible purchase with a covered card and is dissatisfied with the item for any reason (within 90 days from the date of purchase) Return Protection will reimburse the cardmember up to $250 per item and up to $1,000 annually per account.  ¹⁰ Take the hassle out of year-end bookkeeping.  All card purchase are conveniently itemized and listed by purchase type.